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Personal Insurance


Life, Medical, Accident

Life
Medical
Accident
Disability
Dental
Vision
Cancer
Annuities

Senior Insurance Plans

Medicare Supplements
Medicare Supplement Plans are meant to bridge the gap between what Medicare pays and what the Doctor or Hospital actually charges. There are 10 standardized plan designs, which makes it easier to compare the costs between companies.

Medicare Advantage Plans are newer plan designs, operating similar to an HMO. These plans can have specific medical providers to choose from but out of pocket costs for the member is minimal if any. These plans are definitely worth looking into and in the locations where providers are plentiful, they makes a lot of sense.

Medicare Part D was introduced in 2005 and covers prescription drugs. These plans, like Medicare supplement plans, follow basic plan designs but are offered by different insurance companies. Each company offers a different prescription formulary, which is simply the list of prescription drugs that can be purchased through their plan.

Medicare Rx
Long Term Care
Life Insurance

Personal Property Insurance

Homeowners
Renters
Flood
Auto
 
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