Life insurance can be one of the most important yet intimidating purchases you can make. We make this process easy on you by offering affordable group and individual policies at all benefit ranges.

Let our agents take the guess work out of this process for you by calling us at 1-800-603-0200.

We can design medical plans to fit your needs and budget, by offering many options including Health Savings Accounts (HSA), traditional Preferred Provider Organizations (PPO), and Short Term Medical Plans.

We are appointed with major medical companies, such as Blue Cross/Blue Shield of LA, United Healthcare, Humana, Coventry, and Assurant.

This means that we can identify the best plan coverage to benefit you and your family.

Call us at 1-800-603-0200 to identify the best coverage options available.

Looking for 24/7, on and off the job accident coverage? We have several plans to meet the needs of your family and/or your employees.

Contact our agents at 1-800-603-0200 to identify the best options available to you..

Groups, business owners, and individuals can protect their income with disability insurance.

Depending on your policy, up to 66% of your monthly income can be paid directly to you when you are suffering from a disability and unable to work.

Call us at 1-800-603-0200 to get the best coverage for your needs.

Medicare Supplement Plans are meant to bridge the gap between what Medicare pays and what the Doctor or Hospital actually charges. There are 10 standardized plan designs, which makes it easier to compare the costs between companies.

Medicare Advantage Plans are newer plan designs, operating similar to an HMO. These plans can have specific medical providers to choose from but out of pocket costs for the member is minimal if any. These plans are definitely worth looking into and in the locations where providers are plentiful, they makes a lot of sense.

Medicare Part D was introduced in 2005 and covers prescription drugs. These plans, like Medicare supplement plans, follow basic plan designs but are offered by different insurance companies. Each company offers a different prescription formulary, which is simply the list of prescription drugs that can be purchased through their plan.

When the answer is Long Term Care Insurance, ADDvantage CARE can help.

Long Term Care Insurance addresses the issues that many people will face at some point in their lives. What do I do, where do I go, who will help me when I cannot do it alone? Long Term Care can be provided in many settings including your own home, assisted living facilities, adult daycare and nursing homes.

It is not good to wait until the last minute when deciding on your Long Term Care Insurance. Like all insurance products, Long Term Care insurance is best purchased when you are planning for future needs, not in the middle of a crisis.

If you have questions, let us help you with them. Call today and we will make sure you get the answers you need to make this important decision.

No matter who you are when you come into this life or how you choose to live it, we all leave the same way. And like it or not, funerals cost money often between five- and ten-thousand dollars. That's where Final Expense Insurance comes in. You see, the purpose of Final Expense is to cover funeral and burial expenses, and to provide additional cash for the beneficiary.

It is designed for those wanting minimum coverage typically less than fifty-thousand dollars. Most policies are guaranteed or simplified issued and can be either term or whole life based. No medical exam is required. And little or no underwriting is performed. Of course, your premium will depend mostly on your age. And because these products are usually guaranteed issue, the cost will be two to four times more than fully underwritten term life insurance.

Here are a couple of examples comparing the cost of insuring a forty-year-old male and a forty-year-old female against that of insuring a sixty-five-year-old male and a sixty-five-year-old female for a final expense policy with a face amount of $25,000.